Couples therapy can be affordable—if you know where to look and how to save.
Trying to fix things with your partner, but worried about the couples therapy cost? You’re not the only one. A lot of people ask how much is couples therapy, and wonder if they can even afford it. The truth is, therapy doesn’t have to be expensive. There are plenty of affordable and even free ways to get the help you need.
How Much Does Couples Therapy Cost?
Couples therapy costs $75 to $250 per hour. Most pay $100 to $150.
What changes the price?
How To Pay Less?
Does Insurance Pay?
- Usually, no, unless one person has a diagnosed mental health issue.
- Good to know: Some therapists give deals if you book many sessions at once. Always ask!
Is Couples Therapy Covered By Insurance?
Most insurance plans don’t pay for couples therapy unless one person has a mental health diagnosis.
Insurance won’t cover sessions focused only on relationship issues. However, if one partner has anxiety or depression, it may count as medical care.
Here’s what to know:
- When it’s covered: Only if one partner has a real mental health diagnosis.
- Medicare or Medicaid: Rarely covers pure relationship counseling.
- Smart tip: Some therapists bill sessions as “family therapy.”
- HSA or FSA: You can use these to pay for therapy.
- Online support: Some mental health services cost as little as $60 per week.
- Check first: Call your insurance company and ask if they cover “family therapy” or mental health services.
This helps answer how much couples therapy is and shows ways to save on care.
Does Online Couples Therapy Cost Less?
Yes! Online couples therapy usually costs 20-40% less than in-person sessions.
Price Comparison
| Option | Average Cost |
| In-Person Therapy | 100−100−250 per session |
| Online Therapy | 60−60−160 per session |
Why It’s Cheaper
- No office rental fees for therapists
- More therapists available = better prices
- You save time/gas money, too
Best Budget Options
Good to Know
- ✔ Same licensed therapists as in-person
- ✔ Works on phone/computer
- ✔ Often includes unlimited messaging
Search “online couples therapy deals” for first-month discounts!
Is Group Couples Therapy More Affordable?
Yes! Group therapy costs much less than private sessions.
Price Examples
- Private therapy: $100-$250 per meeting
- Group therapy: $30-$80 per meeting
Why It Costs Less
- You share the therapist with other couples
- Meetings are shorter
- Happens less often
Where to Try It
- Ask at local health centers
- Look for “couples classes” near you
- Check churches or community groups
Good Things About Groups
- Hear how other couples solve problems
- Make friends who understand
- Often, get helpful books or guides
Group work works well for learning, but private therapy is better for personal problems.
Book Your Individual Therapy Session Today
PATS Consultants is a friendly mental health center in Tampa, Florida. We help kids, teens, adults, and families feel better. Our team listens, supports, and teaches simple ways to handle stress, worry, and sadness. We offer individual therapy to help people grow, heal, and build healthy relationships at home, school, or work.
Our Specialties
At PATS Consultants, we help with ADHD, anxiety, autism, depression, PTSD, and other mental health needs. We also support people dealing with grief, divorce, stress, life changes, and personal growth. Our goal is to guide you toward healing and feeling better.
Dr. Daniel Patz, Psy.D., is a licensed clinical psychologist. He is also the Executive Director, Co-Founder, and Co-Owner of Psychological Assessment & Treatment Services, LLC (PATS) in Tampa, Florida. With over 30 years of experience in mental health, he specializes in psychological assessments and therapy for children, adolescents, and older adults. He holds a Doctor of Psychology (Psy.D.) degree and is a licensed psychologist. His expertise lies in evidence-based psychotherapy in cognitive-behavioral therapy and culturally competent evaluations. He has led forensic evaluations for juveniles and directed assessment programs throughout his career. Dr. Patz also consults with community providers to improve mental health services. Outside of work, he enjoys community outreach and spending time with his family. Learn more at patsconsultants.com.
Contact Us:
Our team is kind, experienced, and ready to help you grow and feel better.📞 Call: +1-888-666-3089
🌐 Visit: patsconsultants.com/specialties